Strategic Credit Risk Leader for SME Banking and Fintech

Há 3 dias


Lisboa, Lisboa, Portugal Rauva Tempo inteiro

About Rauva:
Rauva is revolutionizing the financial landscape of entrepreneurship, making it more accessible and efficient than ever before. We're a movement that combines cutting-edge technology with entrepreneurial empowerment, creating innovative solutions that simplify business management for entrepreneurs and freelancers.

At Rauva, you'll be part of a dynamic team that's constantly evolving and pushing boundaries. Our goal is to create user-focused products that transform the face of Portuguese business. As a key member of our team, your work will have a direct impact on thousands of entrepreneurs, fostering a culture of innovation and collaboration.

You are a seasoned professional looking for a new challenge? We're seeking a Head of Credit Risk who can oversee our credit risk management function, ensuring the stability and profitability of our credit portfolio. This strategic role involves developing and implementing comprehensive credit risk management strategies that align with our organization's objectives.

Your Responsibilities:

  • Develop and implement risk appetite and credit policies, setting limits and guidelines for credit exposure.
  • Build and lead a high-performing credit risk team from scratch, fostering a culture of excellence and continuous learning.
  • Evaluate the creditworthiness of potential and existing SME clients, using in-depth financial analysis and industry insights.
  • Continuously monitor the credit portfolio to identify emerging risks and trends, providing actionable recommendations to drive business growth.

In this role, you'll have the opportunity to shape our credit risk management function and make a lasting impact on our organization. If you're passionate about fintech, innovations, and creating solutions that matter, we'd love to hear from you.

What's your ideal background?

We're looking for an experienced professional with:

  • At least 10+ years of experience in implementing and running invoice finance, loans, and credit card services for SME banking and fintech sectors.
  • Extensive knowledge of lending regulations in Southern EU.
  • A Bachelor's degree in finance, economics, business administration, or a related field.
  • Expertise in financial analysis, risk assessment, credit modeling, and digitalization of banking and lending.
  • Strong strategic thinking and analytical skills to identify and mitigate potential risks.
  • A proven track record of leading and building high-performing teams from scratch.

The hiring process for this role includes a series of interviews and assessments designed to evaluate your skills and experience. We're committed to finding the right candidate for this critical role, and we look forward to hearing from you.

If you're ready to take on a new challenge and join a dynamic team that's shaping the future of entrepreneurship, apply now



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