Senior Credit Risk Officer

7 meses atrás

Porto, Portugal Natixis in Portugal Tempo inteiro

Company Description

Natixis in Portugal is fully integrated in the global organization of Natixis, a French multinational financial services firm specialized in Asset & Wealth Management, Corporate & Investment Banking, Insurance and Payments. A subsidiary of Groupe BPCE, Natixis counts nearly 16.000 employees across 38 countries.

Based in Porto, Natixis Centre of Expertise mission is to transform traditional banking by developing innovative solutions for the bank’s business, operations and work culture worldwide, as a key driver of the company’s culture of agility and innovation. Teams of IT and Banking Support Activities work in an integrated, inclusive and transversal way, supporting all the business lines and country platforms.

Natixis in Portugal is the best combination of a “start-up mindset” with a large, solid structure. Its unique culture gives true meaning to a “beyond banking” personality: to be a real entrepreneur, self-challenging, ever striving to excel and go that extra mile.

**Job Description**:
The Credit Risk Officer position will be primarily responsible for the North American Bank and Broker/ Dealer portfolio, which is part of the Financial Institutions - Large FI Risk team, which covers banks, insurance companies, broker/ dealers and pension funds for the Americas.

The Large FI Credit Risk team is considered the second line of defense at Natixis, and accordingly, the focus will be on the counterparty assessment of the Credit Requests (mainly Trading), the recommendation of an internal rating (based on the appropriate internal model and LGD) and the formulation of a written Risk Opinion, which may be presented to Credit Committee.

The Credit Officer should:

- Be familiar with due diligence and analysis requirements for counterparties and capital markets products.
- Be able to identify and concisely describe the potential risk(s) and positive attributes of each request, with the ultimate goal being to support the business while avoiding undue risks and credit loss.
- Be proficient in MS Office products including extensive knowledge of MS Excel.
- Have excellent communication (written, oral and listening) and interpersonal skills. Skillful written communication is essential: the ability to convey thoughts clearly and succinctly and to communicate pertinent complex information in a clear and organized manner.
- Have strong analytical and critical thinking abilities
- Be self-motivated with the ability to work independently while also understanding when to involve other team members as needed and to work effectively in a team environment.
- High degree of integrity and strong work ethic.

**Essential duties and responsibilities**

The Credit Officer will be responsible for providing analysis on Financial Institutions for primarily the North American banks and broker/ dealers, but responsibilities may extend to LatAm banks, Insurance companies and pension funds; the role will include, but will not be limited to:

- In line with Natixis policies and procedures, prepare written risk opinions and analysis; articulate a convincing case in support of the risk opinion (and rating); and challenge the First Line of Defense analysis/ request when appropriate
- Present to Senior Management and Credit Committees when required
- Conduct client due diligence calls or visits when appropriate; professionally represent the bank with clients
- Recommend Credit terms and conditions within Trading Documentation (e.g. ISDA/ CSA, MRA, MSLA)
- Stay connected with industry trends and macro issues which may impact the portfolio; be able to recommend changes or actions impacting specific clients or groups of clients.
- Have a good understanding of the regulatory environment that each of our counterparts operates in.

**Qualifications**:

- Bachelor’s Degree from an accredited university/college required in Finance, Accounting, Economics or other business-related discipline. Graduate degree preferred, but not essential.
- ** Must be fluent (written and oral) in English**:

- Fluency in Spanish is a plus;
- Minimum 5-10 years of previous credit experience that has preferably included the review of trading limits to financial institution counterparties and knowledge of Global Trade transactions.
- Previous experience in a financial institution a plus

**We will only consider English CV's.**

Additional Information

At Natixis, we are committed to fostering a working environment where each and every one of our people is treated with dignity and respect and where every voice is heard. Our differences make us collectively stronger and are a source of fulfilment, innovation and performance.

**#MuchMoreThanJustAJob**

Early morning. Campo 24 de Agosto. In **4 minutes, you are clocking in at the office**. After grabbing a **cup of coffee and fresh fruit**, pick up your **laptop and choose your spot for the day**. It's going to be a busy one**:French class** before lunch and, just after, quick **medical a

  • Credit Risk Officer

    7 meses atrás

    Porto, Portugal Natixis in Portugal Tempo inteiro

    Company Description Natixis in Portugal is fully integrated in the global organization of Natixis, a French multinational financial services firm specialized in Asset & Wealth Management, Corporate & Investment Banking, Insurance and Payments. A subsidiary of Groupe BPCE, Natixis counts nearly 16.000 employees across 38 countries. Based in Porto, Natixis...

  • EMEA Credit Risk Officer

    4 semanas atrás

    Porto, Portugal Eton Clarke Tempo inteiro

    Location: Paris, France - Department: Credit Risk - Corporate Title: Vice PresidentWe're seeking a talented Strategic & Credit Risk Officer at Vice President level to join a top-tier institution in Paris. If you’re passionate about risk management and thrive in complex, cross-border settings, this opportunity is tailor-made for you! In this role,...

  • Emea Credit Risk Officer

    4 semanas atrás

    Porto, Portugal Eton Clarke Tempo inteiro

    Location: Paris, France - Department: Credit Risk - Corporate Title: Vice PresidentWe're seeking a talented Strategic & Credit Risk Officer at Vice President level to join a top-tier institution in Paris. If you're passionate about risk management and thrive in complex, cross-border settings, this opportunity is tailor-made for you! In this role, you'll be...

  • Emea Credit Risk Officer

    4 semanas atrás

    Porto, Portugal Eton Clarke Tempo inteiro

    Location: Paris, France - Department: Credit Risk - Corporate Title: Vice President We're seeking a talented Strategic & Credit Risk Officer at Vice President level to join a top-tier institution in Paris. If you're passionate about risk management and thrive in complex, cross-border settings, this opportunity is tailor-made for you! In this role, you'll be...

  • Credit Risk Senior Officer-funds

    7 meses atrás

    Porto, Portugal Natixis in Portugal Tempo inteiro

    Company Description Natixis in Portugal is fully integrated in the global organization of Natixis, a French multinational financial services firm specialized in Asset & Wealth Management, Corporate & Investment Banking, Insurance and Payments. A subsidiary of Groupe BPCE, Natixis counts nearly 16.000 employees across 38 countries. Based in Porto, Natixis...

  • Credit Risk Officer-funds

    7 meses atrás

    Porto, Portugal Natixis in Portugal Tempo inteiro

    Company Description Natixis in Portugal is fully integrated in the global organization of Natixis, a French multinational financial services firm specialized in Asset & Wealth Management, Corporate & Investment Banking, Insurance and Payments. A subsidiary of Groupe BPCE, Natixis counts nearly 16.000 employees across 38 countries. Based in Porto, Natixis...

  • Data Domain Officer

    3 meses atrás

    Porto, Portugal Natixis in Portugal Tempo inteiro

    **Company Description** Team presentation and main goal**: Within the Risk Division of Natixis, the Data Domain Office Team is part of the Credit Risk department. The Data Domain Office Team ensures the administration of the Credit Risk data and metrics. The role of this team is critical in the reconciliation and proper feed of all credit decisions in the...

  • Credit Officer

    7 meses atrás

    Porto, Portugal Natixis in Portugal Tempo inteiro

    **Company Description** Natixis in Portugal is fully integrated in the global organization of Natixis, a French multinational financial services firm specialized in Asset & Wealth Management, Corporate & Investment Banking, Insurance and Payments. A subsidiary of Groupe BPCE, Natixis counts nearly 16.000 employees across 38 countries. Based in Porto,...

  • Data Quality Officer – Credit Risk

    4 meses atrás

    Porto, Portugal Natixis In Portugal Tempo inteiro

    Company DescriptionNatixis in Portugal is a Centre of Expertise whose mission is to transform traditional banking by developing innovative solutions for the business, operations and work culture of Groupe BPCE worldwide.Natixis in Portugal is part of the Global Financial Services division, where it applies technology for the development of financial...

  • Risk Management Officer

    4 meses atrás

    Porto, Portugal Michael Page Portugal Tempo inteiro

    Risk Management Officer  (m/f)Referencia: JN -******** Adicionado em 27.08.2024 Sobre os nossos clientes Our client is specialize in strategic consulting, financial advisory and tailored asset management services. Descriçao da oferta The Risk Management Officer is mainly responsible for conducting risk monitoring tasks, such as identifying, analysing, and...

  • IT Risk and Cyber Security Senior Officer

    6 meses atrás

    Porto, Portugal BNP Paribas Tempo inteiro

    IT RISK AND CYBER SECURITY SENIOR OFFICER (JOB NUMBER: 2402RSK17645) **About the job** - This role is in alignment with 2LoD involvement required on BNP Paribas dedicated hybrid Cloud that is core of Cloud Strategy. The scope of the role involves developing, implementing and managing: 1) Cloud technology risk and operational risk management framework...

  • Credit Risk Senior Analyst

    7 meses atrás

    Porto, Portugal Natixis in Portugal Tempo inteiro

    Company Description Natixis in Portugal is fully integrated in the global organization of Natixis, a French multinational financial services firm specialized in Asset & Wealth Management, Corporate & Investment Banking, Insurance and Payments. A subsidiary of Groupe BPCE, Natixis counts nearly 16.000 employees across 38 countries. Based in Porto, Natixis...

  • Data Domain Officer

    7 meses atrás

    Porto, Portugal Natixis in Portugal Tempo inteiro

    **Company Description** Natixis in Portugal is fully integrated in the global organization of Natixis, a French multinational financial services firm specialized in Asset & Wealth Management, Corporate & Investment Banking, Insurance and Payments. A subsidiary of Groupe BPCE, Natixis counts nearly 16.000 employees across 38 countries. Based in Porto,...

  • Risk Management Officer

    2 meses atrás

    Porto, Portugal Michael Page Portugal Tempo inteiro

    Our client is specialize in strategic consulting, financial advisory and tailored asset management services. The Risk Management Officer is mainly responsible for conducting risk monitoring tasks, such as identifying, analysing, and reporting potential risks based on the fund's objectives and risk profile. Description Understand the company's risk profile,...

  • Credit Risk Analyst

    7 meses atrás

    Porto, Portugal Natixis in Portugal Tempo inteiro

    Company Description Natixis in Portugal is fully integrated in the global organization of Natixis, a French multinational financial services firm specialized in Asset & Wealth Management, Corporate & Investment Banking, Insurance and Payments. A subsidiary of Groupe BPCE, Natixis counts nearly 16.000 employees across 38 countries. Based in Porto, Natixis...

  • Data Quality Scientist

    7 meses atrás

    Porto, Portugal Natixis in Portugal Tempo inteiro

    **Company Description** Natixis in Portugal is fully integrated in the global organization of Natixis, a French multinational financial services firm specialized in Asset & Wealth Management, Corporate & Investment Banking, Insurance and Payments. A subsidiary of Groupe BPCE, Natixis counts nearly 16.000 employees across 38 countries. Based in Porto,...

  • Credit Risk Modeller

    7 meses atrás

    Porto, Portugal Emprego PT Tempo inteiro

    Our client is an international company. They seek to find for Porto Area Credit Risk Modeller (M/F) 70% Remote. Credit Risk Modeller main missions are Modelling of admission and behaviour scorecards, modelling and estimation of Basel Risk parameters (PD, LGD), Reporting of risk indicators such as default rates or loss rates, Sharing studies and results...

  • Risk Register Officer

    3 meses atrás

    Porto, Portugal Inetum Tempo inteiro

    **Mission** The Risk Register Officer has an important role regarding the management of IT risk. He has a global view on all IT risks (support operational team to identify new IT risk, assess them and follow their mitigation measures). **Perfil** - Management of the Risk Register: - Update regularly IT risks criteria over time (risk category, owner,...

  • Credit Risk Surveillance Analyst

    7 meses atrás

    Porto, Portugal Natixis in Portugal Tempo inteiro

    **Company Description** Natixis in Portugal is fully integrated in the global organization of Natixis, a French multinational financial services firm specialized in Asset & Wealth Management, Corporate & Investment Banking, Insurance and Payments. A subsidiary of Groupe BPCE, Natixis counts nearly 16.000 employees across 38 countries. Based in Porto,...

  • Credit Risk Analyst

    4 semanas atrás

    Porto, Portugal Sonae Tempo inteiro

    Universo is a financial institution leader in the issuance of credit cards in Portugal ("Cartão Universo") with more than 1 million customers. It has the goal of disrupting the banking industry in Portugal by innovating in the arena of consumer payments, credit and insurance.Our clients are the stars that set our course and make our work shine.Want to be...