Desk Underwriter

job description:
**About us**

HISCOX is an international insurer specialized in the market of luxury goods & property, and high end professional insurance. As experts in risk we give people and businesses the confidence to realise their ambitions. With offices in 9 European countries we have a very international staff and encourage a culture that fosters inclusion and collaboration, offering exciting opportunities for personal and professional growth.

In our Lisbon office we have the privilege of employing approximately 500 exceptional professionals representing 29 diverse nationalities. Despite our central location within the city, we recognize the importance of maintaining a healthy work-life balance. As part of our commitment to our employees’ well-being, we provide a 35-hour workweek along with the option for a hybrid working schedule.

**The Team**

Hiscox has an established underwriting centre in Lisbon. This is an exciting opportunity to become an integral member of the Professions and Specialty Commercial Team for the Spanish business (Professional indemnity, General Liability, D&O and Cyber Insurance).

The development plan for Hiscox Spain is very ambitious for the next few years and it is expected that the team will grow at the same pace as the business.

**How will you help us?**

Working within the Hiscox Underwriting Team, this will be accountable for underwriting and renewing a caseload of existing Professional Indemnity and Commercial Risks for our Spanish business. You will actively identify opportunities to cross-sell and have a strong focus on building rapport with, and delivering a superb service to our broker partners.

**Key Responsibilities**
- Underwrite, price and negotiate accounts consistent with the quality of the risk and according to the company’s strategy and guidelines for the Professional Indemnity and Commercial risks product line
- Develop new relationships and maintain existing relationships with brokers
- Work with operations, claims, finance and internal and external marketing to build products and contribute to the financial performance of the business unit
- Maintain excellent service standards
- Monitor product results and develop ideas to increase productivity
- Maximise the retention of existing renewals and handle mid-term adjustments on existing business
- Contribute to growing the existing business income through cross-sell and up-sell
- To deal quickly and efficiently with a large volume requests from Brokers
- To effectively negotiate with both internal and external parties including identified points of contact within a brokerage
- Maintain profitability of the account by making sound and consistent individual underwriting decisions
- To identify and challenge non-standard underwriting decisions within the Technical Underwriting Guide (TUG) with a reasoned referral to a product expert or senior underwriter
- To regularly challenge convention, writing ‘non standard’ business and able to take decisive action on loss making business
- Take ownership of the performance of your region’s account, identifying non performing accounts in terms of key performance indicators (e.g. retention and profitability) and take appropriate action or flag with the relevant people

LI-RV1

**About us**

HISCOX is an international insurer specialized in the market of luxury goods & property, and high end professional insurance. As experts in risk we give people and businesses the confidence to realise their ambitions. With offices in 9 European countries we have a very international staff and encourage a culture that fosters inclusion and collaboration, offering exciting opportunities for personal and professional growth.

In our Lisbon office we have the privilege of employing approximately 500 exceptional professionals representing 29 diverse nationalities. Despite our central location within the city, we recognize the importance of maintaining a healthy work-life balance. As part of our commitment to our employees’ well-being, we provide a 35-hour workweek along with the option for a hybrid working schedule.

**The Team**

Hiscox has an established underwriting centre in Lisbon. This is an exciting opportunity to become an integral member of the Professions and Specialty Commercial Team for the Spanish business (Professional indemnity, General Liability, D&O and Cyber Insurance).

The development plan for Hiscox Spain is very ambitious for the next few years and it is expected that the team will grow at the same pace as the business.

**How will you help us?**

Working within the Hiscox Underwriting Team, this will be accountable for underwriting and renewing a caseload of existing Professional Indemnity and Commercial Risks for our Spanish business. You will actively identify opportunities to cross-sell and have a strong focus on building rapport with, and delivering a superb service to our broker partners.

**Key Responsibilities**
- Underwrite, price and negotiat