Credit Recovery Specialist
1 semana atrás
About BFF Banking Group:
BFF Banking Group is a leading international banking institution with a strong presence in the Lisbon market. We are committed to providing exceptional financial services and fostering a dynamic work environment.
Job Description:
We are seeking a highly skilled Credit Recovery Specialist to join our team in Lisbon, Portugal. As a key member of our credit management department, you will be responsible for maximizing portfolio performance, ensuring compliance with collections strategy, and preparing decisions for the risk committee.
Main Responsibilities:
- Proactively monitor portfolios to achieve defined goals and optimize performance.
- E nsure strict adherence to collections strategy at all times.
- Prepare and coordinate decisions made by the risk committee, defining payment plans and monitoring progress.
- Investigate market trends and developments related to assigned classified accounts.
- Determine provisions, terminate contracts, and ensure conditional payment.
- Collaborate with Remarketing to initiate repossession and remarketing of objects, and pursue legal action if required.
- Coordinate recovery processes, communicate with debtors and stakeholders, and report on developments.
- Record debtor and arrears history via short and long strategy reports.
- Work closely with the financial department to send default/compliance notifications to the supervisory entity (The Bank of Portugal).
Mandatory Key-Skills:
- Previous experience in credit collection, preferably with Public Administration clients and National Healthcare System.
- Good level of English proficiency.
Nice-to-Have:
- Knowledge of the Portuguese market, particularly with Public Administration and National Healthcare System clients.
- Familiarity with local legislation related to factoring is an asset.
- Basic knowledge of Portugal's culture and customs is considered a plus.
Key Competences:
- Strong problem-solving skills and teamwork approach.
- Proficiency in MS Office (Excel, Word, PowerPoint).
- Well-organized mindset and attention to detail.
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