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Join Sonae as a Junior Credit Specialist
At Sonae, we are a financial institution leader in the issuance of credit cards in Portugal, with over 1 million customers. Our goal is to disrupt the banking industry in Portugal by innovating in consumer payments, credit, and insurance.
We are a client-centric company, and our clients are the stars that set our course and make our work shine.
We are looking for a Junior Credit Specialist to directly support our business functions in their analytical and reporting roles.
The successful candidate will be responsible for:
- Analyzing and approving proposals related to credit lines
- Validating the documentation supporting the analysis and approval of a credit proposal, ensuring its consistency and compliance
- Providing support to commercial and operational teams throughout the onboarding process of new clients
- Assessing Payment Capacity and factors that may impact the client's risk of default
- Participating in the preparation and development of Risk Committees, particularly concerning the supporting information for these meetings
- Creating and updating activity reports and indicators
- Ensuring that all relevant information is properly updated in our internal systems
The ideal candidate will have:
- Excellent academic track record in Finance, Management, Economics, Accounting, or a related field
- Preferably 1 year of experience in Risk-related positions and/or within the Banking Sector
- Excellent analytical skills
- Good knowledge of MS Office applications
- English proficiency
- Proactive attitude in managing the risks inherent to daily activities
- Strong attention to detail, organizational skills, and the ability to handle financial data and various documents
We offer a competitive salary, flexible working hours, and a diverse and inclusive working community. If you are a proactive and curious individual, a team-oriented and clear communicator, organized and goal-oriented, and reliable and ambitious, we encourage you to apply.
