Business Loan Officer

Há 4 dias


Porto, Porto, Portugal Natixis in Portugal Tempo inteiro

Natixis in Portugal is a Centre of Expertise whose mission is to transform traditional banking by developing innovative solutions for the business, operations and work culture of Groupe BPCE worldwide. As part of this mission, the Loan Administration team plays a crucial role in ensuring the smooth operation of financing activities.

Job Description

The Loan Administration team is responsible for performing all loan administration tasks and managing the associated refinancing activity of all financing activities of the Paris branch. This includes:

  • Full loan management; facilitating new loan utilisations, rollovers, repayments, prepayments, fees, interest rate and margin management;
  • Cash flow management; monitoring the receipt of all interests, principal sums and fees due. Additional nostro reconciliation checks performed;
  • Cash/Payment management;
  • Refinancing and liquidity rate management;
  • Ensuring day-to-day support across all business lines – both for new and existing credit facilities;
  • Investigation and query management.

Main Tasks and Goals

As a Loan Admin Officer, you will be responsible for:

  • Ensuring the processing and management of all financing deals in compliance with legal documentation and the agreed procedures and rules;
  • Guarantee optimal security conditions for financing deals, making it is processed within the defined schedule;
  • Preparing funds availability via existing payment channels;
  • Be responsible for performing the necessary validation steps of deals performed by the Back-Office;
  • Ensure the availability of funds;
  • Perform controls and follow-up actions, while ensuring data booking accuracy;
  • Support the training and constant evolution of junior staff.

Qualifications

To succeed in this role, you will need:

  • A Master in Finance, Economics or Management;
  • Banking environment experience;
  • Knowledge of LoanIQ tool;
  • Relevant cash payment and reconciliation systems (Swift, Kalypso, Plasnet, Sesame, Picasso, IMS, etc.);
  • Microsoft 365 skills;
  • Fluent English language skills (mandatory) and French language skills (as a plus).

Soft Skills

You will also require strong soft skills, including:

  • Strong decision-making capabilities;
  • Ability to identify problems and propose effective solutions;
  • Strong attention to detail with a control and risk discipline mindset;
  • Taking ownership and being accountable for the area of responsibility;
  • Good communication skills, as well as the ability to interact confidently with all levels of stakeholders;
  • Team-player with a training mindset to ensure the growth of junior team members.

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