Financial Data Analyst
Há 2 dias
Company Overview: Universo is a financial institution leader in Portugal with over 1 million customers, aiming to disrupt the banking industry through innovative consumer payments, credit, and insurance solutions.
Salary: Competitive gross salary with additional benefits, estimated at €60,000 - €80,000 per year, depending on experience and qualifications.
Job Description: As a Financial Data Analyst - Credit Risk, you will support the Credit Policy & Valuation team by contributing to analytical projects, generating actionable insights, and assisting with strategic decision-making. Key responsibilities include:
- Analyzing profitability across business lines and channels using database processing and modeling inputs (e.g., NPV models)
- Calculating optimal credit policies, including rules and client segmentations for different business lines, channels, and campaigns, utilizing optimization modeling (e.g., CP gaming)
- Presenting proposals for improvements and changes to the Risk Committee
- Providing insights to support risk department teams in decision-making processes and other data projects
- Collaborating with the IT team to ensure efficient data extraction, transformation, and loading processes
Required Skills and Qualifications: To succeed in this role, you will need:
- A strong academic background in Engineering, Mathematics, or other quantitative disciplines
- Proficiency in SQL is a plus
- Excellent analytical and problem-solving skills
- Strong written and spoken communication skills with the ability to simplify complex ideas
- Solid planning and organizational skills
Benefits: At Universo, we offer flexible working hours, a hybrid working model, and a vibrant, inclusive workplace where collaboration is at the heart of what we do.
Others: If you are proactive, curious, and eager to learn, organized, reliable, and goal-oriented, and ambitious, with a desire to grow and make an impact, we encourage you to submit your CV.
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