Chief Credit Risk Officer
Há 1 mês
About Rauva's Financial Vision
Rauva is a pioneering fintech company that's revolutionizing the financial landscape in Portugal. We're on a mission to empower entrepreneurs and make business management more accessible and efficient.
The Role
We're seeking a Head of Credit Risk to oversee our credit risk management function. This is a critical role that involves developing and implementing strategies to assess, mitigate, and manage credit risks. The successful candidate will play a key part in maintaining the balance between risk and reward, ensuring compliance with regulatory standards, and fostering a risk-aware culture across the organization.
Your Responsibilities
- Develop and implement comprehensive credit risk management strategies that align with our objectives.
- Establish risk appetite and credit policies, setting limits and guidelines for credit exposure.
- Build and lead a high-performing credit risk team from scratch.
- Oversee the evaluation of creditworthiness of potential and existing SME clients, using financial analysis and industry insights.
- Monitor the credit portfolio to identify emerging risks and trends.
What We're Looking For
We're looking for a seasoned professional with extensive experience (typically 10+ years) in implementing and successfully running invoice finance, loans, and credit card services for SME banking and fintech sectors in Southern Europe. A Bachelor's degree in finance, economics, business administration, or a related field is essential. You should also have proficiency in financial analysis, risk assessment, credit modeling, and digitalization of banking and lending. Experience in ensuring regulatory compliance within a financial institution is also required.
How to Apply
Our hiring process involves a series of interviews, including an intro call with our People team, a hiring manager interview, a peer interview, and an assignment. If you're passionate about fintech and innovations, and eager to create solutions that matter, we'd love to hear from you.
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