Junior Credit Surveillance

Company Description

Natixis is a French multinational financial services firm specialized in asset & wealth management, corporate & investment banking, insurance and payments. A subsidiary of Groupe BPCE, the second-largest banking group in France through its two retail banking networks, Banque Populaire and Caisse d’Epargne, Natixis counts nearly 16,000 employees across 38 countries.

As Natixis Innovation Hub, Natixis in Portugal mission is to transform traditional banking by developing innovative solutions for the bank’s business, operations and work culture, being a key driver of the company’s culture of agility and innovation. Teams of IT and Banking Support Activities work in an integrated, inclusive and transversal way, supporting all the business lines and country platforms.

**Job Description**:
Within the Risk Division of Natixis, the Credit Surveillance Team is part of the Credit Risk department. The Credit Surveillance Team ensures ex post controls on Financing trades as well as Capital Markets trades with regards to the Counterparty Limit in place (a.k.a. Individual Risk). The scope of coverage and related controls are global (transactions being operated domestically as well as internationally) and on all products and asset classes covered by Natixis CIB. Credit Surveillance team will act on extended -team basis i.e. you will be in daily interactions with your colleagues in Paris as part of this Paris-Porto integrated team.

As a Junior Credit Analyst you are involved in the operational mandate execution; this mandate main topics being:

- ensure the daily monitoring of the credit risk limits breaches on financing and capital markets trades of each counterparty;
- ensure the timely publication of the reports detailing the credit limit breaches;
- prepare the support documentation for credit limits monitoring committees;
- propose and execute the calculation and analysis of all relevant indicators aiming at guaranteeing a robust credit surveillance framework;
- participate at initiatives and projects aiming at improving the credit surveillance framework with colleagues, other functions and IT.

**Qualifications**:

- Master's degree in Finance/Economics;
- First exposure to Credit Risk and Capital Markets (academic or professional);
- Fluent in english and advanced french level;
- Good and structured communication;
- Adaptability and curiosity;
- Capacity to deal with stress and conflict;
- Team player.

Additional Information

Early morning. Campo 24 de Agosto. In 4 minutes, you are clocking in at the office. After grabbing a cup of coffee and fresh fruit, pick up your laptop and choose your spot for the day. It's going to be a busy one: French class before lunch and, just after, quick medical appointment at Natixis doctor's office.

Lunch break. Outside in the big terrace (look at your crops at the Urban Garden; ready to harvest) or, if you feel like stretching your legs, walk downtown to grab lunch.

Back inside. Quick sprint review (working together anywhere means virtual happy birthday to that colleague in Paris that just turned 35). The afternoon went flying (tasks, reports, calls, some jokes with your teammates). End it on a high note: just one PlayStation game or the final match for that ping-pong tournament.

Tomorrow, you complete that certified technical training and the day after, you will work from home, taking advantage to finally do that online course on Udemy. Once you are done with your tasks for the day, you can visit the office for a board games session or show up at the rehearsal of one of Natixis bands. If that is too steady for you, meet your colleagues to surf some waves or join them in a football match.