Business Analyst for Credit Risk Stress Testing

About The Job

• DS 06 - Risk Stress Testing team is in charge of implementing stress test calculation engines for credit risk, internal capital and IFRS9 provisions. Within the scope of the projects monitored by the team, there are high visibility projects (Basel IV and IFRS9), regulatory developments (climatic stress tests, EBA stress tests, etc.) and internal developments
• The systems involved are due to: provide risk parameters calculations; provide metrics for regulatory purposes (provisions, cost of risk, capital and RWA); ensure the generation of the macro-scenario; perform Data Qualities processes; a dedicated User Interface aims at allowing users to monitor their Stress Test use cases on their own
• In Portugal, the team will be in charge of production, support to end users. The team will also be part of the definition, specification and testing regarding new evolutions of the engines and the UI accordingly

Your Main Activities Are

• Understand and analyze the needs expressed by the business teams, specifying and testing them in order to enable the deployment of the solution while respecting the budget and both regulatory and deadline constraints, in an Agile organization
• Work in close collaboration with the various stakeholders and, in particular, the business contacts and the team's developers
• Participate in the process of producing official stress test results and provide functional support
• Be a force for proposals with a view to continuous improvement, in order to guarantee the operation of the engines, their maintainability and their scalability
• Acquire a transversal vision of the products / processes within its perimeter of responsibility

Profile And Skills To Success

• Bachelor's degree in Mathematics, Information Technology or Computer Science
• At least 3 years of relevant professional experience as a business analyst or as a functional expert on Credit Risk, IFRS9, Basel regulations or Stress Tests
• Previous banking experience
• Knowledge SQL and Python
• Knowledge of Dataiku
• Knowledge of Agile methodology
• Fluent in English, verbal and written
• Teamwork
• Client focused
• Rigor and precision
• Excellent attention to details
• Strong analytical mind, problem solving, planning and organizational skills
• Results oriented
• Strong interpersonal communication and the ability to report (simplify complex information in a clearly organized and visually interesting manner, adapting it to the different stakeholders)
• Proactive attitude with ability to work in a fast changing and demanding environment
• At ease with multi-tasking

About The Team

• Finance and Risk Solutions (FRS) is an IT framework, within IT Transversal & Functions (ITTF), encompassing Projects & Systems of Finance and RISK functions that brings together a community of 1.600 experts coming from Finance, RISK and IT backgrounds, with a strong focus on efficiency, proximity, agility and time-to-market
• It is a new worldwide organizational model that contributes to tackle major challenges of Group's transformation of today and tomorrow, building the best offer for Finance and RISK community through a progressive rotation towards new technologies and best practices
• FRS is a unique organization within BNP Paribas, part of IT Group yet actively managed through an innovative partnership with Finance and RISK
• Risk Dedicated Solutions (RDS) is in charge of delivering dedicated solutions for RISK reporting streams and supporting RISK missions and transformation

#careerboost
Why joining BNP Paribas?

• Leading banking institution

BNP Paribas is the European Union's leading bank, and key player in international banking. It operates in 63 countries and has nearly employees, including more than in Europe.

• Our presence in Portugal

In Portugal since 1985, BNP Paribas today has more than 8.700 employees, distributed across the Group's 10 business entities established in the country. Its presence also extends to 11 excellence centres providing value-added services to various countries where the BNP Paribas Group also operates.

• International reach

Thanks To Its International Presence And Regular And Close Collaboration Among Its Different Entities, BNP Paribas Has The Resources To Support All Clients With Financing, Investment, Savings And Protection Solutions That Help Make Their Projects a Success. BNP Paribas Holds Key Positions In Its Three Core Operating Divisions

• Retail Banking, a division that brings together all the Group's retail activities and specialised business lines;
• Investment & Protection Services that include specialised businesses offering a wide range of savings, investment and protection services;
• Corporate & Institutional Banking division that offers tailored financial solutions for corporate and institutional clients.
• Diversity and Inclusion commitment

BNP Paribas is an equal opportunity employer and proud to provide equal employment opportunity to all job seekers. We are actively committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity/paternity, race, religion or belief, sex or sexual orientation. Equity and diversity are at the core of our recruitment policy because we believe that they foster creativity and efficiency, which in turn increase performance and productivity. We strive to reflect the society we live in, while keeping with the image of our clients.

• Commitment towards work/life balance

At BNP Paribas we care about our employees' wellbeing and promote a culture of good integration between work and rest. We believe our employees have rich personal lives outside of work, being fundamental to be disconnected from work to recharge both physically and mentally. Only through this balance we may all be at our best while working.

• Remote Working Conditions

At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working modalities adapted to our hybrid working environment. To guarantee a comfortable and efficient working set-up, eligible employees are provided with both the office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional equipment at reduced prices.

To find out more on why you should join BNP Paribas visit

• Please note that only applications submitted in English will be considered.
• In case you are selected for this role, further documentation will be requested to support your hiring process.