Corporate Credit Analyst

About The Job

• The Credit Analyst's main mission is to produce high-quality Credit Proposals in a timely and efficient manner to enable BNP Paribas Corporate Coverage to do new business with clients, such as gaining credit committee approval for new business, manage exposure to credit risk and meet its regulatory requirements through Annual Reviews

Your Main Activities Are

• Assess Counterparty and Credit Risk

• Collect and monitor key information on clients, such as annual reports, financial statements, web site information, requesting and analysing internal inputs for business line memos

• Liase with Relationship Managers to gain in-depth knowledge of client environment, strategy management, resources and financials

• Analyse and summarise the counterparty and credit risk on clients and prospects

• Prepare Credit Proposals

• Complete Credit Proposals compliant with guidelines, quality standards and policies

• Participate in the continuous improvement of credit process efficiency

• Monitor Credit Risk

• Ensure the follow-up of client exposure and monitor global credit risks by alerting on any change in ratings, any major event or material evolution

• Monitor client's covenants, strategy implementation and risk profile
• Maintain portfolio reports and use proactively the internal credit tools

Profile And Skills To Success

• Bachelor's degree in Economics, Finance, Accounting or any related fields
• At least 2 years of experience in Financial Analysis or Financial Advisory
• Excellent communication skills and fluency in English, both written and oral
• Proficiency in Microsoft Office tools, particularly Excel
• Attention to detail with an analytical approach with ability to synthetize
• Ability to collaborate with others

The selected candidate can be based in Lisbon or Porto, according to its preference

Why joining BNP Paribas?

• Leading banking institution

BNP Paribas is the European Union's leading bank, and key player in international banking. It operates in 63 countries and has nearly employees, including more than in Europe.

• Our presence in Portugal

In Portugal since 1985, BNP Paribas today has more than 8.700 employees, distributed across the Group's 10 business entities established in the country. Its presence also extends to 11 excellence centers providing value-added services to various countries where the BNP Paribas Group also operates.

• International reach

Thanks To Its International Presence And Regular And Close Collaboration Among Its Different Entities, BNP Paribas Has The Resources To Support All Clients With Financing, Investment, Savings And Protection Solutions That Help Make Their Projects a Success. BNP Paribas Holds Key Positions In Its Three Core Operating Divisions

• Retail Banking, a division that brings together all of the Group's retail activities and specialised business lines;
• Investment & Protection Services that include specialised businesses offering a wide range of savings, investment and protection services;
• Corporate & Institutional Banking division that offers tailored financial solutions for corporate and institutional clients.
• Diversity and Inclusion commitment

BNP Paribas is an equal opportunity employer and proud to provide equal employment opportunity to all job seekers. We are actively committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity/paternity, race, religion or belief, sex or sexual orientation. Equity and diversity are at the core of our recruitment policy because we believe that they foster creativity and efficiency, which in turn increase performance and productivity. We strive to reflect the society we live in, while keeping with the image of our clients.

• Commitment towards work/life balance

At BNP Paribas we care about our employees wellbeing and promote a culture of good integration between work and rest. We believe our employees have rich personal lives outside of work, being fundamental to be disconnected from work to recharge both physically and mentally. Only through this balance we may all be at our best while working.

• Remote Working Conditions

At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working modalities adapted to our hybrid working environment. To guarantee a comfortable and efficient working set-up, eligible employees are provided with both the office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional equipment at reduced prices.

To find out more on why you should join BNP Paribas visit

• Please note that only applications submitted in English will be considered.
• In case you are selected for this role, further documentation will be requested to support your hiring process.