Risk CPBS

About The Job
Within the Group RISK Function, the main mission of Risk CPBS (Commercial, Personal Banking & Services) is to supervise risk management for credit, counterparty, market and operational risks within the Retail Banking perimeter, which covers the local entities across Europe, to

• Contribute to the implementation of a robust risk management framework, cascading new regulatory and internal requirements to local entities
• Monitor and control risks on its perimeter, providing a dynamic and comprehensive analysis of all the risks incurred within its scope
• Ensure compliance with banking regulations in the risk area, in conjunction with other departments

Your Main Activities Are- The main responsibility of this role is to act as a liaison between corporate and local entities, by coordinating projects related to implementing new regulatory requirements, improving our risk management processes and enhancing our data quality and reliability
- Projects you might be involved:

• Assist in the deployment of new Basel 4/CRR3 regulation and its impact on Capital Requirements
• Assist in the deployment of new IFRS9 rules to ensure adequate provisioning and treatment of credit operations
• Monitor the integration of Unlikely-to-Pay (UTP) criteria in the credit risk management process
• Consolidate prudential backstop results and calculate provisioning shortfall
• Cascade and/or simplify of credit related policies for all local entities, ensuring compliance with internal and external guidelines/regulation
• Handle other ad-hoc requests (for example: Stress Tests, CRR impact study, ETS)
• Act as support to our local entities in regards to regulatory requirements, prioritization of multiple workstreams, sharing best practices across the region, producing new materials to document or clarify risk management processes or new regulatory demands
• Perform data assessment and participate in the data certification phases. Coordinate and monitor action plans, including IT developments for data implementation, feeding and control.
• Participate in the preparation of materials & minutes for project committees, steering committees and strategic committees (AQC)

Profile And Skills To Success

• Academic background: Business Administration, Economics, Engineering or other similar areas
• 2-4 years of experience in related areas: Risk, Internal Controls, Audit, Consulting, Financial Planning, Accounting
• Languages: fluent English. French is desirable, but not required
• Knowledge in banking/finance industry is desirable, but not mandatory
• Project management
• Good communication (spoken and written) and capability to work and interact with people of different expertise and hierarchical level
• Culture Transformation Change Management
• Process improvement
• Collaborative work and team player
• Adaptability
• Data knowledge
• Risk analysis

Why joining BNP Paribas?

• Leading banking institution

BNP Paribas is the European Union's leading bank, and key player in international banking. It operates in 63 countries and has nearly employees, including more than in Europe.

• Our presence in Portugal

In Portugal since 1985, BNP Paribas today has more than 8.700 employees, distributed across the Group's 10 business entities established in the country. Its presence also extends to 11 excellence centres providing value-added services to various countries where the BNP Paribas Group also operates.

• International reach

Thanks To Its International Presence And Regular And Close Collaboration Among Its Different Entities, BNP Paribas Has The Resources To Support All Clients With Financing, Investment, Savings And Protection Solutions That Help Make Their Projects a Success. BNP Paribas Holds Key Positions In Its Three Core Operating Divisions

• Retail Banking, a division that brings together all of the Group's retail activities and specialised business lines;
• Investment & Protection Services that include specialised businesses offering a wide range of savings, investment and protection services;
• Corporate & Institutional Banking division that offers tailored financial solutions for corporate and institutional clients.
• Diversity and Inclusion commitment

BNP Paribas is an equal opportunity employer and proud to provide equal employment opportunity to all job seekers. We are actively committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity/paternity, race, religion or belief, sex or sexual orientation. Equity and diversity are at the core of our recruitment policy because we believe that they foster creativity and efficiency, which in turn increase performance and productivity. We strive to reflect the society we live in, while keeping with the image of our clients.

• Commitment towards work/life balance

At BNP Paribas we care about our employees wellbeing and promote a culture of good integration between work and rest. We believe our employees have rich personal lives outside of work, being fundamental to be disconnected from work to recharge both physically and mentally. Only through this balance we may all be at our best while working.

• Remote Working Conditions

At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working modalities adapted to our hybrid working environment. To guarantee a comfortable and efficient working set-up, eligible employees are provided with both the office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional equipment at reduced prices.

To find out more on why you should join BNP Paribas visit

• Please note that only applications submitted in English will be considered.
• In case you are selected for this role, further documentation will be requested to support your hiring process.