Customer Credit Analyst

3 semanas atrás


Lisbon, Portugal Essity Tempo inteiro

Customer Credit Analyst - Fluent in English (m/f)

Are you a finance or aspirant professional with a passion for precision and an aptitude for problem-solving? We are looking for a detail-oriented and motivated future person to join our team in Lisbon as a Customer Credit Analyst.

About the role

As a Customer Credit Analyst, you’ll be at the heart of our financial operations, collaborating closely with our Credit and Accounts Receivable teams. Your mission? Ensuring accurate and efficient handling of customer credit across our East region operations.

We're looking for people who embody our values and aren't afraid to challenge, innovate, experiment, and move at a fast pace. We're always looking for ways to improve our products and ourselves. If this is you, we'd love to talk. 

What You Will Do

Analyze credit risk and identify issues and improvement areas related to customer credit settings.

Recommend solutions to minimize financial risk while driving sales growth.

Contribute to credit-related projects, challenge norms, and explore new opportunities.

Ensure compliance to internal and external credit guidelines.

Review and resolve credit inquiries in alignment with approval criteria.

Collaborate with accounts receivable team to ensure actions relating to overdue payments are executed in line with customer credit directives

Monitor KPIs and provide ad hoc reporting.

Develop and deliver credit training for business counterparts to ensure appropriate involvement and understanding of credit management processes;

Support that the organisation's activities are conducted accurately, ethically, consistently, and according to relevant principles, regulations and standards.

Who You Are

Even if not all of the following points apply to you, we would be happy to get to know you and talk about the possibility of working with you 

As a strong team player, your collaboration skills enhance effective communication within cross-functional and diverse teams. You seek out opportunities to improve processes and propose creative solutions to challenges. You readily embrace change, whether it’s adopting new systems or adjusting to evolving circumstances. You deliver work with meticulous attention to detail, ensuring both speed and excellence.

Bachelor’s degree in Finance or equivalent;

Experience in a credit management role in Accounts Receivable is an advantage;

Minimum 2 years experience in Accounts Receivable, Finance, Controlling, or Accounts Payable;

System/Tools experience in Office 365, Excel, Credit agency tools (such as Dun & Bradstreet);

SAP (S4 Hana is a plus) or another ERP tool is desirable;

Fluency in English (German is a plus), verbal and written. All applicants are requested to submit their resumes in English.

What We Can Offer You

At Essity, we believe everyone's learning and professional development is unique and want to empower employees to reach their full potential in a winning culture motivated by a powerful purpose.
Collaborative and Inclusive Culture | Empowering & Engaged Leaders | Working with Powerful Purpose & Sustainable Impact | Learning and Growing in your Career | Supporting Well-being & Sustainable Working Life | Life-changing Innovations | Competitive Total rewards

More About Location

With an office located in Lisbon, you will work within a sustainable building boasting panoramic views, close to amenities, public transport and the airport.

Together, we are improving lives, every day.

Working at Essity is not just a career; it is a chance to directly make the world a healthier, more hygienic and safer place. With impactful innovations coupled with sustainable solutions, we strive to reach more people every year with the necessary and essential solutions for well-being.


  • Credit Risk Analyst

    Há 1 mês


    Lisbon, Portugal Bose Tempo inteiro

    You know the moment. It’s the first notes of that song you love, the intro to your favorite movie, or simply the sound of someone you love saying “hello.” It’s in these moments that sound matters most.At Bose, we believe sound is the most powerful force on earth. We’ve dedicated ourselves to improving it for nearly 60 years. And we’re passionate...

  • Credit Risk Analyst

    Há 14 horas


    Lisbon, Portugal Ebury Tempo inteiro

    Ebury is a hyper-growth FinTech firm, named in as one of the top 15 European Fintechs to work for by AltFi. We offer a range of products including FX risk management, trade finance, currency accounts, international payments and API integration. Credit Risk Analyst - Ebury Lisbon Office Work Pattern:  4 days in the office, 1 day from home Your Role ...


  • Lisbon, Portugal AxiansPT Tempo inteiro

    At AXIANS we seek the right talent, for the right place. We work daily to involve our people in a collaborative and inclusive environment, with a culture of proximity. It is also part of our culture to care about the environment and to carry out actions of social and environmental corporate responsibility.This could be your opportunity to join a project of...


  • Lisbon, Portugal AxiansPT Tempo inteiro

    At AXIANS we seek the right talent, for the right place. We work daily to involve our people in a collaborative and inclusive environment, with a culture of proximity. It is also part of our culture to care about the environment and to carry out actions of social and environmental corporate responsibility.This could be your opportunity to join a project of...


  • Lisbon, Portugal ALTER SOLUTIONS Tempo inteiro

    Job Description We are seeking a skilled Business Analyst fluent in French to join our team in Lisbon. As a Business Analyst for Credit Risk Stress Testing, you will play a pivotal role in both production and end-user support. You will contribute to defining, specifying, and testing new developments for our engines and UI, ensuring alignment with...


  • Lisbon, Portugal Alter Solutions Tempo inteiro

    Job DescriptionWe are seeking a skilled Business Analyst fluent in French to join our team in Lisbon. As a Business Analyst for Credit Risk Stress Testing, you will play a pivotal role in both production and end-user support. You will contribute to defining, specifying, and testing new developments for our engines and UI, ensuring alignment with regulatory...


  • Lisbon, Portugal ALTER SOLUTIONS Tempo inteiro

    Job Description We are seeking a skilled Business Analyst fluent in French to join our team in Lisbon. As a Business Analyst for Credit Risk Stress Testing, you will play a pivotal role in both production and end-user support. You will contribute to defining, specifying, and testing new developments for our engines and UI, ensuring alignment with...


  • Lisbon, Portugal Alter Solutions Tempo inteiro

    Job DescriptionWe are seeking a skilled Business Analyst fluent in French to join our team in Lisbon. As a Business Analyst for Credit Risk Stress Testing, you will play a pivotal role in both production and end-user support. You will contribute to defining, specifying, and testing new developments for our engines and UI, ensuring alignment with regulatory...

  • Business Analyst

    Há 3 dias


    Lisbon, Portugal ALTER SOLUTIONS Tempo inteiro

    Company Description Alter Solutions Portugal is an IT Consultancy Company, promoter of Digital Transformation, part of the Alter Solutions Group, created in 2006, in Paris. In 2022, Alter Solutions joined the act digital group, constituting a global community of talent in Technology, with presence in twelve countries: Germany, Belgium, Brazil, Canada,...

  • Portugal Risk

    4 semanas atrás


    Lisbon, Portugal Younited Credit Tempo inteiro

    At Younited, we believe money allows people to purchase goods & services and realize their dreams, but today’s banking products are opaque & overly complex. Here, we leverage innovation & cutting-edge technology to redefine lending and payment practices, to provide exceptional user experience.We both provide credit & payment solutions directly to consumers...

  • Portugal Risk

    3 semanas atrás


    Lisbon, Portugal Younited Credit Tempo inteiro

    At Younited, we believe money allows people to purchase goods & services and realize their dreams, but today’s banking products are opaque & overly complex. Here, we leverage innovation & cutting-edge technology to redefine lending and payment practices, to provide exceptional user experience.We both provide credit & payment solutions directly to consumers...


  • Lisbon, Portugal Santander Tempo inteiro

    Credit Risk Management Intership | Trainee Business Analyst | LisboaCountry: Portugal Santander Portugal Lisboa, Portugal A Área de Gestão de Risco - Credit Risk Management está a procurar um Trainee para reforçar a sua equipa de Business Analytics , que trabalhará sob a supervisão do Manager da área. Principais atividades: Compreender e...


  • Lisbon, Portugal Santander Tempo inteiro

    Credit Risk Management Intership | Trainee Business Analyst | LisboaCountry: Portugal Santander Portugal Lisboa, Portugal A Área de Gestão de Risco - Credit Risk Management está a procurar um Trainee para reforçar a sua equipa de Business Analytics , que trabalhará sob a supervisão do Manager da área. Principais atividades: Compreender e...

  • Business Analyst

    Há 2 dias


    Lisbon, Portugal Alter Solutions Tempo inteiro

    Job DescriptionThe systems involved aim to:Provide the calculation of risk parameters;Provide metrics for regulatory purposes: provisions, cost of risk, capital and RWA;Ensure the generation of macro-scenarios;Perform data quality processes;Allow users to monitor their own stress test use cases autonomously, by using a dedicated user interface.         ...

  • Data Analyst

    Há 1 mês


    Lisbon, Portugal Pipedrive Tempo inteiro

    We're seeking a data analyst to provide insights necessary for planning, executing, and assessing customer initiatives aimed at business growth. You'll primarily support Sales Operations, Customer Support, and Customer Success departments within the Customer Data Intelligence cross-functional team.  Your new adventure: Proficiency in organizing and...

  • Data Analyst

    3 semanas atrás


    Lisbon, Portugal Pipedrive Tempo inteiro

    We're seeking a data analyst to provide insights necessary for planning, executing, and assessing customer initiatives aimed at business growth. You'll primarily support Sales Operations, Customer Support, and Customer Success departments within the Customer Data Intelligence cross-functional team.  Your new adventure: Proficiency in organizing and...

  • Business Analyst

    Há 1 mês


    Lisbon, Portugal askblue Tempo inteiro

    Conhece a AskBlue?Nascemos em 2013, e prestamos serviços na área de tecnologias da informação.Estamos à procura de Business Analyst - Banca para se juntar à nossa empresa, num dos nossos projetos, em Lisboa.Requisitos:Business Analyst ou Analista Funcional, com experiência na área da banca;Conhecimentos em crédito (preferencial);Conhecimento e...

  • Business Analyst

    3 semanas atrás


    Lisbon, Portugal askblue Tempo inteiro

    Conhece a AskBlue?Nascemos em 2013, e prestamos serviços na área de tecnologias da informação.Estamos à procura de Business Analyst - Banca para se juntar à nossa empresa, num dos nossos projetos, em Lisboa.Requisitos:Business Analyst ou Analista Funcional, com experiência na área da banca;Conhecimentos em crédito (preferencial);Conhecimento e...


  • Lisbon, Portugal Emma Tempo inteiro

    Ready to lead, disrupt and reinvent the sleep industry? We are Emma – The Sleep Company . Created in 2013, we are now the world's largest D2C sleep brand, available in over 30 countries and recommended by many consumer associations in EMEA, APAC, and the Americas. We're pushing the boundaries of technology to transform the world of sleep and we want your...

  • Customer Excellence Analyst

    3 semanas atrás


    Lisbon, Portugal Emma Tempo inteiro

    Ready to lead, disrupt and reinvent the sleep industry? We are Emma – The Sleep Company . Created in 2013, we are now the world's largest D2C sleep brand, available in over 30 countries and recommended by many consumer associations in EMEA, APAC, and the Americas. We're pushing the boundaries of technology to transform the world of sleep and we want your...