Credit Risk Analyst
4 semanas atrás
Universo is a financial institution leader in the issuance of credit cards in Portugal ("Cartão Universo") with more than 1 million customers. It has the goal of disrupting the banking industry in Portugal by innovating in the arena of consumer payments, credit and insurance.
Our clients are the stars that set our course and make our work shine.
Want to be part of our Universe?
We're looking for a Credit Risk Analyst to support our Credit Policy & Valuation team. This role will involve contributing to analytical projects, generating actionable insights, and assisting with strategic decision-making.
You will be responsible for: Analyze the profitability of various business lines and channels by processing databases and modeling inputs (e.g., NPV models)Calculate the optimal credit policy, including rules, open/closed client segmentations for different business lines, channels, and campaigns, using optimization modeling (e.g., CP gaming)Present proposals for improvements and changes to the Risk CommitteeProvide insights to support the different risk department teams in decision-making processes and other data projectsCollaborate with the IT team to ensure efficient data extraction, transformation, and loading processes
If you have: Strong academic background in Engineering, Mathematics, or other quantitative disciplinesProficiency in SQL is a plusExcellent analytical and problem-solving skillsStrong written, and spoken, communication skills with the ability to simplify complex ideasSolid planning and organizational skills
If you are: Proactive, curious, and eager to learnA team player with strong communication skillsOrganized, reliable, and goal orientedAmbitious, with a desire to grow and make an impact
What we offer: Competitive gross salary with additional benefitsFlexible working hours and a hybrid working model for better work-life balanceA vibrant, inclusive workplace where collaboration is at the heart of what we do
We aim for greatness and boldness. We want to achieve the extraordinary, bringing your full self to what you do.
If you believe you can be a part of our Universe, please submit your CV.
#J-18808-Ljbffr
-
Credit Risk Analyst
6 meses atrás
Porto, Portugal Natixis in Portugal Tempo inteiroCompany Description Natixis in Portugal is fully integrated in the global organization of Natixis, a French multinational financial services firm specialized in Asset & Wealth Management, Corporate & Investment Banking, Insurance and Payments. A subsidiary of Groupe BPCE, Natixis counts nearly 16.000 employees across 38 countries. Based in Porto, Natixis...
-
Credit Risk Analyst
3 semanas atrás
Porto, Portugal Sonae Tempo inteiroUniverso is a financial institution leader in the issuance of credit cards in Portugal ("Cartão Universo") with more than 1 million customers. It has the goal of disrupting the banking industry in Portugal by innovating in the arena of consumer payments, credit and insurance.Our clients are the stars that set our course and make our work shine.Want to be...
-
Financial Credit Risk Analyst
4 semanas atrás
Porto, Porto, Portugal Revolut Ltd Tempo inteiroAbout Revolut Ltd, a fintech leader with a mission to deliver exceptional products and services for its 50+ million customers. Our company culture emphasizes innovation, teamwork, and continuous learning.Job OverviewWe are seeking a highly skilled Financial Credit Risk Analyst to join our credit department in evaluating customer credit applications, ensuring...
-
Credit Risk Surveillance Analyst
7 meses atrás
Porto, Portugal Natixis in Portugal Tempo inteiro**Company Description** Natixis in Portugal is fully integrated in the global organization of Natixis, a French multinational financial services firm specialized in Asset & Wealth Management, Corporate & Investment Banking, Insurance and Payments. A subsidiary of Groupe BPCE, Natixis counts nearly 16.000 employees across 38 countries. Based in Porto,...
-
Credit Risk Quality Assurance Analyst
6 meses atrás
Porto, Portugal Natixis in Portugal Tempo inteiroCompany Description Natixis in Portugal is fully integrated in the global organization of Natixis, a French multinational financial services firm specialized in Asset & Wealth Management, Corporate & Investment Banking, Insurance and Payments. A subsidiary of Groupe BPCE, Natixis counts nearly 16.000 employees across 38 countries. Based in Porto, Natixis...
-
Credit Risk Senior Analyst
6 meses atrás
Porto, Portugal Natixis in Portugal Tempo inteiroCompany Description Natixis in Portugal is fully integrated in the global organization of Natixis, a French multinational financial services firm specialized in Asset & Wealth Management, Corporate & Investment Banking, Insurance and Payments. A subsidiary of Groupe BPCE, Natixis counts nearly 16.000 employees across 38 countries. Based in Porto, Natixis...
-
Credit Risk Analyst
6 meses atrás
Porto, Portugal Natixis in Portugal Tempo inteiroCompany Description Natixis in Portugal is fully integrated in the global organization of Natixis, a French multinational financial services firm specialized in Asset & Wealth Management, Corporate & Investment Banking, Insurance and Payments. A subsidiary of Groupe BPCE, Natixis counts nearly 16.000 employees across 38 countries. Based in Porto, Natixis...
-
Credit Risk Officer
6 meses atrás
Porto, Portugal Natixis in Portugal Tempo inteiroCompany Description Natixis in Portugal is fully integrated in the global organization of Natixis, a French multinational financial services firm specialized in Asset & Wealth Management, Corporate & Investment Banking, Insurance and Payments. A subsidiary of Groupe BPCE, Natixis counts nearly 16.000 employees across 38 countries. Based in Porto, Natixis...
-
Financial Data Analyst
1 dia atrás
Porto, Porto, Portugal Phiture Tempo inteiroCompany Overview: Universo is a financial institution leader in Portugal with over 1 million customers, aiming to disrupt the banking industry through innovative consumer payments, credit, and insurance solutions.Salary: Competitive gross salary with additional benefits, estimated at €60,000 - €80,000 per year, depending on experience and...
-
Credit Risk Officer-funds
6 meses atrás
Porto, Portugal Natixis in Portugal Tempo inteiroCompany Description Natixis in Portugal is fully integrated in the global organization of Natixis, a French multinational financial services firm specialized in Asset & Wealth Management, Corporate & Investment Banking, Insurance and Payments. A subsidiary of Groupe BPCE, Natixis counts nearly 16.000 employees across 38 countries. Based in Porto, Natixis...
-
Credit Risk Senior Officer-funds
6 meses atrás
Porto, Portugal Natixis in Portugal Tempo inteiroCompany Description Natixis in Portugal is fully integrated in the global organization of Natixis, a French multinational financial services firm specialized in Asset & Wealth Management, Corporate & Investment Banking, Insurance and Payments. A subsidiary of Groupe BPCE, Natixis counts nearly 16.000 employees across 38 countries. Based in Porto, Natixis...
-
Corporate Credit Analyst
2 meses atrás
Porto, Portugal BNP Paribas Tempo inteiro**About the Team** - Within BNP Paribas CIB (Corporate & Institutional Banking), credit analysis plays a fundamental role in managing the risks related to both existing corporate clients and new business. The ECA (EMEA Credit Analytics) team is responsible for credit analysis for Corporate Banking clients from across our EMEA (Europe Middle East and Africa)...
-
Risk Analyst
7 meses atrás
Porto, Portugal BNP Paribas Tempo inteiroRISK ANALYST (JOB NUMBER: 2405RSK18216) **About the job** - The Risk Analyst mission is to encompasse the monitoring of exposures on the BNPP's clients, in order to ensure that BNPP is not exposed above the company's risk appetite. This will include monitoring, analysis, decision making and constant discussion with all stakeholders. **Your Main Activities...
-
Team Leader for Risk
6 meses atrás
Porto, Portugal BNP Paribas Tempo inteiroPresent in more than 30 countries, BNP Paribas Personal Finance leads the personal and consumer credit business. In some markets we are leaders, and we bet on innovation to open up new opportunities, in others we are a fast growing business. In all markets, we value relationships, knowledge sharing and responsible action. The analytical team uses state of...
-
Credit Risk Modeller
6 meses atrás
Porto, Portugal Emprego PT Tempo inteiroOur client is an international company. They seek to find for Porto Area Credit Risk Modeller (M/F) 70% Remote. Credit Risk Modeller main missions are Modelling of admission and behaviour scorecards, modelling and estimation of Basel Risk parameters (PD, LGD), Reporting of risk indicators such as default rates or loss rates, Sharing studies and results...
-
Senior Risk Analyst
Há 1 mês
Porto, Porto, Portugal Natixis In Portugal Tempo inteiroAbout the RoleNatixis in Portugal is a Centre of Expertise that aims to transform traditional banking by developing innovative solutions. As a key player in the Global Financial Services division, we apply technology to enhance financial expertise in our two global business lines – Corporate & Investment Banking and Asset & Wealth Management.The Centre of...
-
Corporate Credit Analyst
7 meses atrás
Porto, Portugal BNP Paribas Tempo inteiroCORPORATE CREDIT ANALYST (JOB NUMBER: 2306GBK15352 - 1) **About the Team** - Within BNP Paribas CIB (Corporate & Institutional Banking), credit analysis plays a fundamental role in managing the risks related to both existing corporate clients and new business. The ECA (EMEA Credit Analytics) team is responsible for credit analysis for Corporate Banking...
-
Corporate Credit Analyst
7 meses atrás
Porto, Portugal BNP Paribas Tempo inteiroCORPORATE CREDIT ANALYST (JOB NUMBER: 2404GBK18013) **About the Team** - Within BNP Paribas CIB (Corporate & Institutional Banking), credit analysis plays a fundamental role in managing the risks related to both existing corporate clients and new business. The ECA (EMEA Credit Analytics) team is responsible for credit analysis for Corporate Banking clients...
-
Risk Analyst
7 meses atrás
Porto, Portugal BNP Paribas Tempo inteiro**About the job** The Risk Analyst mission is to encompasse the monitoring of exposures on the BNPP's clients, in order to ensure that BNPP is not exposed above the company's risk appetite. This will include monitoring, analysis, decision making and constant discussion with all stakeholders. **Your Main Activities Are** Be in charge of producing analysis...
-
Data Domain Officer
3 meses atrás
Porto, Portugal Natixis in Portugal Tempo inteiro**Company Description** Team presentation and main goal**: Within the Risk Division of Natixis, the Data Domain Office Team is part of the Credit Risk department. The Data Domain Office Team ensures the administration of the Credit Risk data and metrics. The role of this team is critical in the reconciliation and proper feed of all credit decisions in the...