Credit Risk Analyst

Há 7 dias


Lisboa, Lisboa, Portugal Ebury Tempo inteiro

Ebury, a leading FinTech firm, is seeking a skilled Credit Risk Analyst to join its team in Lisbon. As a key member of the risk management team, you will play a crucial role in assessing the creditworthiness of SME businesses and providing recommendations to the Credit Committee.

Key Responsibilities:

  • Assess company financials, operations, and trade cycles to understand fundamental business health and inherent credit risk.
  • Analyse companies' structure, their directors and activity to understand fraud risk.
  • Synthesise and present analysis to senior leadership during the decision-making process.
  • Monitor the existing client portfolio and review requests from existing clients.
  • Provide support for credit analysis for other countries.

About the Role:

This is an exciting opportunity to work in a dynamic and global team environment, where you will have the chance to develop your skills and expertise in credit risk analysis. You will be working closely with other departments to provide support and guidance on credit-related matters.

Requirements:

  • Quantitative bachelor's and/or master's degree – Accounting, Economics, Finance, Mathematics, or similar.
  • Strong knowledge of the Portuguese market and its specifics.
  • Fluent in Portuguese (essential) and English (essential). Further languages spoken will be highly valued, especially French.
  • Autonomous and comfortable interacting with other departments.
  • Analytical mind and strong problem-solving skills.
  • Experience in understanding how businesses work and perform.
  • Full understanding of balance sheet, P&L and cash flow.
  • Knowledge of FX and lending products.
  • Ability to read Portuguese management accounts (Balancetes).
  • Clear, structured, and concise communication style with the ability to explain complex concepts in a coherent way.

About Ebury:

Ebury is a FinTech success story, positioned among the fastest-growing international companies in its sector. We are headquartered in London and have more than 1700 staff with a presence in over 25 countries worldwide. Cultural diversity is part of what makes Ebury a special place to be.


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