Senior Credit Risk Manager

Há 1 mês


Lisboa, Lisboa, Portugal Rauva Tempo inteiro

About Rauva

Welcome to Rauva, a pioneering business super-app that's revolutionizing entrepreneurship in Portugal. As a key player in the FinTech and banking sector, we're committed to making financial operations seamless and efficient for business owners and freelancers. Our app simplifies business management, offering a range of innovative features and tools to empower our users.

Job Overview

We're seeking a highly experienced Head of Credit Risk to join our team. As a key member of our leadership, you'll be responsible for developing and implementing comprehensive credit risk management strategies that align with our organization's objectives. Your expertise will play a critical role in maintaining the balance between risk and reward, ensuring compliance with regulatory standards, and fostering a risk-aware culture across the organization.

Key Responsibilities

  • Develop and implement credit risk management strategies that align with our organization's objectives.
  • Establish risk appetite and credit policies, setting limits and guidelines for credit exposure.
  • Build and lead a high-performing team from scratch.
  • Oversee the evaluation of creditworthiness of potential and existing SME clients, using financial analysis and industry insights.
  • Continuously monitor the credit portfolio to identify emerging risks and trends.

Requirements

  • Extensive experience (typically 10+ years) in implementing and successfully running invoice finance, loans, and credit card services for SME banking and fintech sectors.
  • Extensive experience in lending for Southern EU is mandatory.
  • Bachelor's degree in finance, economics, business administration, or a related field.
  • Proficiency in financial analysis, risk assessment, credit modeling, and digitalization of banking and lending.

About You

We're looking for a seasoned professional with a passion for risk management and a proven track record of success in the FinTech and banking sector. If you're a strategic thinker with excellent leadership skills and a commitment to excellence, we'd love to hear from you.


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