Senior Credit Risk Manager
Há 1 mês
About Rauva
Welcome to Rauva, a pioneering business super-app that's revolutionizing entrepreneurship in Portugal. As a key player in the FinTech and banking sector, we're committed to making financial operations seamless and efficient for business owners and freelancers. Our app simplifies business management, offering a range of innovative features and tools to empower our users.
Job Overview
We're seeking a highly experienced Head of Credit Risk to join our team. As a key member of our leadership, you'll be responsible for developing and implementing comprehensive credit risk management strategies that align with our organization's objectives. Your expertise will play a critical role in maintaining the balance between risk and reward, ensuring compliance with regulatory standards, and fostering a risk-aware culture across the organization.
Key Responsibilities
- Develop and implement credit risk management strategies that align with our organization's objectives.
- Establish risk appetite and credit policies, setting limits and guidelines for credit exposure.
- Build and lead a high-performing team from scratch.
- Oversee the evaluation of creditworthiness of potential and existing SME clients, using financial analysis and industry insights.
- Continuously monitor the credit portfolio to identify emerging risks and trends.
Requirements
- Extensive experience (typically 10+ years) in implementing and successfully running invoice finance, loans, and credit card services for SME banking and fintech sectors.
- Extensive experience in lending for Southern EU is mandatory.
- Bachelor's degree in finance, economics, business administration, or a related field.
- Proficiency in financial analysis, risk assessment, credit modeling, and digitalization of banking and lending.
About You
We're looking for a seasoned professional with a passion for risk management and a proven track record of success in the FinTech and banking sector. If you're a strategic thinker with excellent leadership skills and a commitment to excellence, we'd love to hear from you.
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