Credit Risk Expert

Há 7 dias


Lisboa, Lisboa, Portugal Phiture Tempo inteiro

**About Us**

Syensqo is a global science company driving innovation through the collaboration of brilliant minds. With over 13,000 associates worldwide, we strive to deliver groundbreaking solutions that enhance the way we live, work, travel, and play.

We are committed to promoting unity and diversity, creating an inclusive environment where individuals from diverse backgrounds can thrive.

At Syensqo, our mission is to push the boundaries of science and technology for the benefit of our customers and the planet. We aim to achieve a circular economy by delivering innovative solutions and exploring breakthrough technologies.

We invite talented individuals to join our dynamic team, contributing to our journey towards a more sustainable future.

Job Overview:

Credit Risk Expert will be responsible for managing credit risk and defining customer scoring and credit strategy. This role involves mediating between business objectives, risk of default, and Group Credit Policy. The successful candidate will work closely with Business, Credit teams, and customers.

Key Responsibilities:*

  • Evaluate and secure customer credit risk, establishing financial analysis of risky customers and determining credit limits, leveraging internal and external information databases.
  • Secure credit risk with adequate payment methods and guarantees.
  • Control payment terms application.
  • Manage sales orders blocked, review blocked sales orders, and determine the next course of action.
  • Determine provisions and losses according to the rules.
  • Support complex collection cases.
  • Work with the legal department on litigation matters and actions to be taken for material disputes.
  • Contribute actively to continuous improvement, automation, and service/process enhancements.

Requirements:

  • Education: Degree or Diploma in Finance, Accounting, Economics, or related fields.
  • Experience: At least 3 years of experience in credit management and/or finance.
  • Credit risk analysis experience.
  • SAP experience.
  • Excellent communication and negotiation skills.
  • Strong collaboration skills.
  • Continuous Improvement skills.
  • Customer-oriented with good problem-solving skills.
  • Ability to interact with all levels in the organization.
  • Autonomous, well-organized, persistent.

Language Skills:

Good level of spoken and written English skills for all positions. Good Level of spoken and written capabilities in one or more local languages is mandatory.

Estimated Salary: €60,000 - €80,000 per year, depending on location and experience.


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