Real Assets Credit Analyst Trainee

**About the job**
- The Credit Analyst Trainee’s main mission is to work on a pool basis closely and under the supervision of the relevant Credit Analysts and Relationship Managers

**Your Main Activities Are**

Analyse the credit worthiness of a portfolio of clients, by performing the review of the counterparty financial analysis as well as assessment and monitoring of counterparty and credit risk

Perform on a regular basis industry overviews and peer analysis

Prepare written Credit Proposals such as Annual Reviews, New Requests and Amendment and Waivers, entailing the above points in order to support credit committee decisions regarding the client's risk of default, credit rating and adequacy of the proposed financing

Report and manage data ensuring database quality

Work with cohesion and team spirit within the Credit Portfolio Management (CPM) Team and with the other members of the Transportation Finance Team as well as with internal and external stakeholders on a local and international scale

**Profile and Skills to Success**

Bachelor’s degree in Finance, Management, Economics or Accounting

Fluency in English with excellent communication skills

Proficiency in Microsoft Office Tools, particularly Excel

Business oriented mindset with an ability to convey a balanced sense of risk

Great attentiveness to detail with efficient organizational and planning skills

Great team spirit with a proactive attitude

**About the Team**

The Transportation Finance Team is currently made of 45 people including a Coverage Relationship & Origination Team, a Transaction & Execution Team and a Credit Portfolio Management Team spread across 6 countries serving the sector client in EMEA. These teams are split across two majors, Aviation on one side and Shipping & Offshore on the other side although greater transversality is being fostered.

The CPM Team is also cross functionally part of a broader CPM Team with Export, Leasing & Alternative Structuring and Commercial Real Estate. This transversality aims to provide a common training path, opportunities to explore other sectors, more efficiency and greater mobility

Within BNP Paribas, Credit Analysis plays a fundamental role in the selection of the bank’s assets, contributing to the sustainability of the business model which is critical in reaching the right credit decisions, bringing added value to the business as well as strongly monitoring risks

LI-Hybrid

**Why joining BNP Paribas?**

**Leading banking institution**

BNP Paribas is the European Union’s leading bank, and key player in international banking. It operates in 63 countries and has nearly 183.000 employees, including more than 146.000 in Europe.

**Our presence in Portugal**

In Portugal since 1985, BNP Paribas today has more than 8.700 employees, distributed across the Group's 10 business entities established in the country. Its presence also extends to 11 excellence centres providing value-added services to various countries where the BNP Paribas Group also operates.

**International reach**

Thanks to its international presence and regular and close collaboration among its different entities, BNP Paribas has the resources to support all clients with financing, investment, savings and protection solutions that help make their projects a success. BNP Paribas holds key positions in its three core operating divisions:
**Retail Banking,** a division that brings together all of the Group’s retail activities and specialised business lines;

**Investment & Protection Services** that include specialised businesses offering a wide range of savings, investment and protection services;

**Corporate & Institutional Banking** division that offers tailored financial solutions for corporate and institutional clients.

**Diversity and Inclusion commitment**

**Commitment towards work/life balance**

At BNP Paribas we care about our employees wellbeing and promote a culture of good integration between work and rest. We believe our employees have rich personal lives outside of work, being fundamental to be disconnected from work to recharge both physically and mentally. Only through this balance we may all be at our best while working.

**Remote Working Conditions**

At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working modalities adapted to our hybrid working environment. To guarantee a comfortable and efficient working set-up, eligible employees are provided with both the office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional equipment at reduced prices.

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- In case you are selected for this role, further documentation will be requested to support your hiring process.