Senior Risk Analyst

SENIOR RISK ANALYST (JOB NUMBER: 2212RSK13396)

By Joining RISK Portugal at BNP Paribas, you will be part of a dynamic, talented and expert team, with a global coverage. You will be able to develop your knowledge through career development plan and internal mobility. The journey starts here.

**About the job**
- Securitization Senior Portfolio Analysts are responsible for the annual and administrative review process of files/activities as well as new and ad-hoc requests and portfolio reviews, covering the credit and counterparty risks taken primarily by Global Markets within CIB, originated in the EMEA, Americas and APAC regions (Asset Finance and Securitization/Securitized Products Group team or Balance Guaranteed Swap Desk)

**Your Main Activities Are**
- Securitization Analysis: analyze and assess/review the market, credit, funding liquidity and structural risks taken on existing or new securitization related transactions, originated in Europe, US and APAC, under EMEA and Americas RISK Corporate Securitization responsibility
- Innovation: participate in innovation initiatives for RISK Corporate Securitization globally (ideation/POC testing), which may revolve around Natural Language Generation from unstructured format, AI, Data Visualization Reporting, etc.; contributing to projects improving processes from an operational efficiency perspective or enhancing our risk management capabilities through innovative technology-led solutions
- Credit Analysis: analysis and recommendation of decision for existing or new files (securitization and related exposures/structures using securitization techniques) originated by the Asset Finance and Securitization/Securitized Products Group (AFS/SPG) platform within Global Markets); conduct own independent evaluation of the risks, including constructively challenging business assumptions, their risk analysis including rating proposals and regulatory capital inputs; perform all necessary credit approval related functions, i.e., prepare RISK memo, agenda and minutes of credit committees and resolve necessary follow-up/open items/conditions of approval. Participate, if necessary, in risk due diligence meetings (on-site or remotely) with clients and servicers. Undertaking portfolio reviews
- Coach more junior team members and provide training
- Support new projects and initiatives

**Profile and Skills to Success**
- Bachelor Degree in Finance / Business Math / Financial Engineering
- At least 4 years of relevant experience
- Fluent level of English, both oral and written, is mandatory (French is a plus)
- Knowledge in Risk Management
- Skills
- Communication skills - oral & written
- Critical thinking

LI-Hybrid

**Why joining BNP Paribas?**
- **Leading banking institution**

BNP Paribas is a leader in the Eurozone, and a prominent international banking institution with strong roots in Europe's banking history. It has a presence in 65 countries, with around 190 000 Employees - including more than 145 000 in Europe.
- **Our presence in Portugal**

Since 1985, BNP Paribas was one of the first foreign banks to operate in the country. Today, the Group has around 7.100 employees across several entities operating directly in the territory, offering a wide range of integrated financial solutions to support its clients and their businesses.
- **International reach**

Thanks to its international presence and regular and close collaboration among its different entities, BNP Paribas has the resources to support all clients with financing, investment, savings and protection solutions that help make their projects a success. BNP Paribas holds key positions in its three core operating divisions:

- **Retail Banking**, a division that brings together all of the Group’s retail activities and specialised business lines;
- **Investment & Protection Services** that include specialised businesses offering a wide range of savings, investment and protection services;
- **Corporate & Institutional Banking** division that offers tailored financial solutions for corporate and institutional clients.
- **Diversity and Inclusion commitment**
- **Commitment towards work/life balance**

At BNP Paribas we care about our employees wellbeing and promote a culture of good integration between work and rest. We believe our employees have rich personal lives outside of work, being fundamental to be disconnected from work to recharge both physically and mentally. Only through this balance we may all be at our best while working.
- **Remote Working Conditions**

At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working modalities adapted to our hybrid working environment. To guarantee a comfortable and efficient working set-up, eligible employees are provided with both the office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchas