Corporate Credit Analyst

**About the job**
- The Credit Analyst’s mission is to produce high-quality Credit Proposals in a timely and efficient manner, in order to enable BNP Paribas Corporate Coverage to do new business with clients (i.e. gain credit committee approval for new business), manage exposure to credit risk and meet its regulatory requirements (Annual Reviews)

**Your Main Activities Are**
- Assessment of Counterparty and Credit Risk: collecting and monitoring key information on clients (annual reports, financial statements, web site information) and requesting/analysing internal inputs (e.g. business line memos); liaising with Relationship Managers to gain in-depth knowledge of client environment, strategy, management, resources and financials; and analyzing and summarizing counterparty and credit risk on clients and prospects
- Preparation of Credit Proposals: completing Credit Proposals compliant with guidelines, quality standards and policies; and participating in the continuous improvement of credit process efficiency
- Credit Risk Monitoring: ensuring the follow-up of client exposure and monitoring global credit risks by alerting on any change in ratings, any major event or material evolution; monitoring of clients covenants, strategy implementation and risk profile; and maintaining portfolio reports and using proactively the internal credit tools
- Within ECA, Credit Analysts encompas 3 levels: Credit Analyst 1 (CRF Spreads completed autonomously without errors. Simple Contributor Credit Proposals done with support); Credit Analyst 2 (complete simple Contributor Credit Proposals autonomously and start working on complex Contributor Credit Proposals with support); and Credit Analyst 3 (complete complex Contributor Credit Proposals autonomously and start working on Pilot Credit Proposals with support, as well as support new joiner training)

**Profile** and Skills to Success**
- Bachelor Degree in Economics / Finance / Accounting or related
- Up to 2 years of experience in Financial Analysis and Advisory
- Advanced level of English, both written and oral
- Knowledge in MS Office Pack (Excel)
- Attention to detail / rigor
- Ability to collaborate / teamwork
- Ability to synthetise / simplify
- Analytical ability
- Communication skills, both written and oral

LI-Hybrid

**Why joining BNP Paribas?**
- ** Leading banking institution**

BNP Paribas is a leader in the Eurozone, and a prominent international banking institution with strong roots in Europe's banking history. It has a presence in 65 countries, with around 190 000 Employees - including more than 145 000 in Europe.
- ** Our presence in Portugal**

Since 1985, BNP Paribas was one of the first foreign banks to operate in the country. Today, the Group has around 7.100 employees across several entities operating directly in the territory, offering a wide range of integrated financial solutions to support its clients and their businesses.
- ** International reach**

Thanks to its international presence and regular and close collaboration among its different entities, BNP Paribas has the resources to support all clients with financing, investment, savings and protection solutions that help make their projects a success. BNP Paribas holds key positions in its three core operating divisions:

- , a division that brings together all of the Group’s retail activities and specialised business lines
- that include specialised businesses offering a wide range of savings, investment and protection services.
- division that offers tailored financial solutions for corporate and institutional client.
- ** Diversity and Inclusion commitment**
- ** Commitment towards work/life balance**

At BNP Paribas we care about our employees wellbeing and promote a culture of good integration between work and rest. We believe our employees have rich personal lives outside of work, being fundamental to be disconnected from work to recharge both physically and mentally. Only through this balance we may all be at our best while working.
- ** Remote Working Conditions**

At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working modalities adapted to our hybrid working environment. To guarantee a comfortable and efficient working set-up, eligible employees are provided with both the office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional equipment at reduced prices.
- In case you are selected for this role, further documentation will be requested to support your hiring process.