Chief Financial Officer

Younited is one of the fastest-growing Fintech companies in Europe. Since 2011, we've been making waves in France, Italy, Spain, and Portugal, standing out as the only digital consumer credit platform in Europe licensed as a credit institution. Our groundbreaking model lets qualified investors—both individuals and companies—directly fund consumer loans through a collaborative approach.

At Younited, we're reinventing the credit experience. We're on the hunt for someone passionate about learning, ready to grow, and excited to thrive in a dynamic environment while helping expand Younited's footprint in Portugal

Love challenges? Hungry to learn and be part of an amazing team? We want you at Younited

We are seeking a strategic and experienced Chief Financial Officer (CFO) to lead the financial operations of our Portuguese branch. This pivotal role requires a dynamic individual with a deep understanding of financial management and regulatory compliance to support our growing organization.

• Financial Management: Manage all financial operations, cash flow management, and financial reporting. Ensure accurate and timely financial data is available for decision-making.
• Regulatory Compliance: Ensure compliance with all financial regulations and requirements, including the preparation and submission of regulatory reports to Banco de Portugal, such as Credit Reporting Center (CRC) submissions and financial statements.
• Tax Management: Accountable for preparation and submission of all tax reporting and declarations, such as VAT or Corporate Tax, ensuring compliance with local tax laws and regulations.
• Audit Coordination: Responsible for overseeing audit exercises, leading interactions with external auditors, and coordinating with internal teams to ensure accurate outcomes and adherence to deadlines.
• Legal Representative:  Work alongside the Country CEO as the legal representative of the entity in Portugal, representing the company in legal matters, and operating with the support of a comprehensive insurance policy.

• Educational Background: Bachelor's degree in finance, Accounting, or a related field. A master's degree or professional certification (e.g., CPA, CFA) is highly desirable.
• Experience: Extensive experience in senior financial management roles, preferably within the regulatory environment of the financial regulated sector. Start-up experiences will be highly valued.
• Language Proficiency: Fluent in Portuguese, with proficiency in English. Spanish valued.
• Technical Skills: Strong numerical and analytical skills with advanced proficiency in Excel and financial management software.
• Attention to Detail: Exceptional attention to detail, ensuring accuracy and compliance in all financial reporting and operations.
• Startup Mindset: Exceptional strategic thinking and problem-solving skills. Proven ability to thrive in dynamic, fast-paced environments, adapting to changing circumstances and driving continuous improvement.
• Based in Lisbon.

• Permanent contract
• Flexibility (hours, remote work, etc.)
• Competitive compensation package
• Central Lisbon office space
• Occasional travel is expected within our Barcelona and Paris offices
• Opportunity to be part of an inclusive and diverse team (with various nationalities) in a dynamic environment
• Fun and learning at our local and international events and charitable activities

We offer a dynamic and exciting work environment, with opportunities for professional growth and advancement. Our team is made up of motivated and talented individuals who are passionate about making a positive impact in the world of finance. We believe in a culture of transparency, open communication, and collaboration, and we are committed to creating a supportive and inclusive workplace for all employees.

If you're ready to take your career to the next level and be part of a rapidly growing fintech company, we want to hear from you Apply now and join our mission to revolutionize the financial industry