AML Transaction Monitoring Senior Analyst

Role Overview

The AML/ Transaction Monitoring Sr. Analyst plays a key role in the prevention and detection of financial crime through proactive transaction monitoring and investigative analysis. The role covers both Consumer and Partner business segments, involving end-to-end case handling - from initial alert review to disposition, escalation, and preparation of Suspicious Activity Reports (SARs)- ensuring full compliance with internal policies and global AML regulations.

This is not a KYC/Onboarding role; Candidates must demonstrate hands-on experience in transactional monitoring analysis, alert investigations and case documentation within an AML operations environment, having worked for financial institutions in Europe.

Key Responsibilities

• Review and analyze transactional activity triggered by automated monitoring systems or manual referrals to identify patterns indicative of potential money laundering, fraud, or terrorist financing.
• Conduct end-to-end AML case investigations — gathering data, performing transactional analysis, corroborating findings through public and internal sources, and recommending disposition (e.g., escalation, closure, or SAR filing).
• Prepare high-quality case narratives and supporting documentation for internal escalation or submission of Suspicious Activity Reports (SARs) in accordance with regulatory timelines and internal quality standards.
• Perform background checks and contextual research on counterparties and entities linked to alerts, using both public and subscription databases (e.g.,    , LexisNexis).
• Maintain clear audit trails and ensure all investigative steps, conclusions, and rationales are accurately captured in case management systems.
• Collaborate with Quality Control and Quality Assurance to ensure investigations meet internal policies, procedures and regulatory expectations.
• Participate in periodic refresh reviews and identify new red flags or typologies through ongoing analysis of customer behavior.
• Proactively identify process improvements and suggest control enhancements to strengthen AML detection and reporting capabilities.

IMPORTANT
before applying for a job internally
:

• Review this application criteria
  .
• You must already possess the appropriate visas and/or work permits required to live and work in the country the job is based. Do not apply until you have confirmed these authorizations are in place, or the job description states that international applicants will be considered.
• If you apply and are selected for a job at a higher level, it will be offered at your current level. You will be considered for promotion at the next eligible promotion period,
  except where subject to local law or contractual obligations*.

*ICEG, France, Belgium, Luxembourg, Austria, and Germany: Promotions will be handled in accordance with local labor laws and works council agreements, where applicable).

Priority Skill

Money Laundering

Qualifications

• Education: Bachelor's degree in Finance, Economics, Business, Law, or related field.
• Language: Minimum English/German C1

Experience

• Experience working for financial services client(s), with a minimum of one year of relevant experience in specifically Transaction Monitoring (handling of TM Alerts)
  .
• Demonstrated exposure to AML, TM, E2E investigation and SAR/STR preparation is required.

Skills

• Verbally strong enough to discuss cases in ENGLISH and GERMAN with stakeholders
• Strong analytical and investigative mindset with the ability to interpret large transactional datasets.
• Excellent drafting and case-writing skills, with emphasis on concise and factual narratives.
• Sound understanding of AML / TM regulations, typologies, and red-flag indicators.
• High attention to detail, organization, and accountability in documentation.
• Risk-based mind-set, understanding that TM is not a 'check-the-box' exercise.

Certifications

• At least one of the following certifications: ICA
  certifications in AML, Financial Crime, or Compliance and/or
  CAMS
  (Certified Anti-Money Laundering Specialist)